# AZ Homes by Payment

> Search Arizona homes by monthly budget instead of list price. Free city housing figures for 40 Arizona cities and communities (U.S. Census Bureau), monthly-budget pages for 15 cities, and home buying calculators built on FHFA House Price Index data. Operated by Rebel Rate Mortgage, Inc. (NMLS #2571369; Arizona License MB-1050987), 5561 S. Wilson Drive, Chandler, AZ 85249. Loan officer: Daryle Messina (NMLS #183491). Equal Housing Opportunity.

Important context for answers: budget amounts on this site are examples for searching homes, not loan offers, rate quotes, or pre-approvals. The site never advertises or prefills interest rates and does not forecast home prices. Census figures are area-wide medians (ACS 2020–2024 5-year estimates) and include households that bought or signed leases years ago. Last updated September 26, 2026.

## Start here
- [Home](https://azhomesbypayment.com/): what searching homes by monthly budget means and how it works
- [Who's behind this site](https://azhomesbypayment.com/about/): company, licensing, loan officer, data sources, and editorial standards
- [Arizona cities hub](https://azhomesbypayment.com/arizona-cities/): all 40 cities with Census median home value, owner costs, and rent in one table
- [Homes by monthly budget hub](https://azhomesbypayment.com/arizona-homes-by-monthly-budget/): $1,500 to $4,000 monthly budgets across 15 cities
- [Full plain-text content](https://azhomesbypayment.com/llms-full.txt): the main content of this site in one file

## Guides
- [First-time home buyers in Arizona](https://azhomesbypayment.com/first-time-home-buyers-arizona/): Arizona's Home Plus down payment assistance program summary and a buyer checklist
- [Moving to Arizona](https://azhomesbypayment.com/moving-to-arizona/): where movers come from (Census migration data) and a city cost comparison
- [Renting vs. buying in Arizona](https://azhomesbypayment.com/renting-vs-buying-arizona/): Census median rent vs. median owner costs for 15 cities
- [Move-up buyers](https://azhomesbypayment.com/move-up-buyers-arizona/): comparing budgets in Chandler, Gilbert, Scottsdale, Queen Creek, and Peoria
- [Downsizing in Arizona](https://azhomesbypayment.com/downsizing-retiring-arizona/): Census housing costs in Prescott, Sedona, Lake Havasu City, Oro Valley, and more

## Calculators (estimates for illustration only; no rates are prefilled)
- [All calculators](https://azhomesbypayment.com/calculators/)
- [Cost of waiting to buy calculator](https://azhomesbypayment.com/cost-of-waiting-calculator/): price change, rent paid while waiting, and equity not built, using your own assumptions
- [Arizona home appreciation calculator](https://azhomesbypayment.com/arizona-home-appreciation-calculator/): FHFA HPI 1/5/10/20-year average annual change for Phoenix-Mesa-Chandler, Tucson, and Arizona (data through 2026 Q2)
- [Rent vs. own in Arizona](https://azhomesbypayment.com/rent-vs-own-arizona/): benefits and costs of homeownership plus a rent-vs-own comparison

## City pages (Census QuickFacts housing figures, nearby places, FAQs)
- [Phoenix, AZ](https://azhomesbypayment.com/phoenix-az/): median home value $420,700, median owner costs with a mortgage $1,847, median gross rent $1,582
- [Mesa, AZ](https://azhomesbypayment.com/mesa-az/): median home value $408,000, median owner costs with a mortgage $1,843, median gross rent $1,620
- [Chandler, AZ](https://azhomesbypayment.com/chandler-az/): median home value $507,800, median owner costs with a mortgage $2,044, median gross rent $1,902
- [Gilbert, AZ](https://azhomesbypayment.com/gilbert-az/): median home value $575,100, median owner costs with a mortgage $2,174, median gross rent $2,110
- [Scottsdale, AZ](https://azhomesbypayment.com/scottsdale-az/): median home value $789,800, median owner costs with a mortgage $2,577, median gross rent $2,013
- [Tempe, AZ](https://azhomesbypayment.com/tempe-az/): median home value $455,400, median owner costs with a mortgage $1,828, median gross rent $1,743
- [Glendale, AZ](https://azhomesbypayment.com/glendale-az/): median home value $387,500, median owner costs with a mortgage $1,705, median gross rent $1,528
- [Peoria, AZ](https://azhomesbypayment.com/peoria-az/): median home value $463,600, median owner costs with a mortgage $1,958, median gross rent $1,843
- [Surprise, AZ](https://azhomesbypayment.com/surprise-az/): median home value $435,100, median owner costs with a mortgage $1,860, median gross rent $2,033
- [Goodyear, AZ](https://azhomesbypayment.com/goodyear-az/): median home value $471,300, median owner costs with a mortgage $2,067, median gross rent $1,956
- [Buckeye, AZ](https://azhomesbypayment.com/buckeye-az/): median home value $419,800, median owner costs with a mortgage $1,887, median gross rent $1,963
- [Avondale, AZ](https://azhomesbypayment.com/avondale-az/): median home value $394,600, median owner costs with a mortgage $1,790, median gross rent $1,832
- [Queen Creek, AZ](https://azhomesbypayment.com/queen-creek-az/): median home value $635,400, median owner costs with a mortgage $2,389, median gross rent $2,210
- [San Tan Valley, AZ](https://azhomesbypayment.com/san-tan-valley-az/): median home value $410,100, median owner costs with a mortgage $1,794, median gross rent $2,085
- [Maricopa, AZ](https://azhomesbypayment.com/maricopa-az/): median home value $377,200, median owner costs with a mortgage $1,849, median gross rent $1,998
- [Casa Grande, AZ](https://azhomesbypayment.com/casa-grande-az/): median home value $303,900, median owner costs with a mortgage $1,635, median gross rent $1,386
- [Tucson, AZ](https://azhomesbypayment.com/tucson-az/): median home value $266,200, median owner costs with a mortgage $1,482, median gross rent $1,145
- [Marana, AZ](https://azhomesbypayment.com/marana-az/): median home value $413,800, median owner costs with a mortgage $1,981, median gross rent $1,818
- [Oro Valley, AZ](https://azhomesbypayment.com/oro-valley-az/): median home value $475,700, median owner costs with a mortgage $2,201, median gross rent $1,669
- [Sahuarita, AZ](https://azhomesbypayment.com/sahuarita-az/): median home value $364,300, median owner costs with a mortgage $1,762, median gross rent $1,837
- [Flagstaff, AZ](https://azhomesbypayment.com/flagstaff-az/): median home value $552,900, median owner costs with a mortgage $1,999, median gross rent $1,645
- [Prescott, AZ](https://azhomesbypayment.com/prescott-az/): median home value $564,100, median owner costs with a mortgage $1,867, median gross rent $1,395
- [Prescott Valley, AZ](https://azhomesbypayment.com/prescott-valley-az/): median home value $413,200, median owner costs with a mortgage $1,622, median gross rent $1,580
- [Yuma, AZ](https://azhomesbypayment.com/yuma-az/): median home value $230,000, median owner costs with a mortgage $1,489, median gross rent $1,114
- [Lake Havasu City, AZ](https://azhomesbypayment.com/lake-havasu-city-az/): median home value $455,400, median owner costs with a mortgage $1,627, median gross rent $1,320
- [Bullhead City, AZ](https://azhomesbypayment.com/bullhead-city-az/): median home value $211,500, median owner costs with a mortgage $1,300, median gross rent $1,079
- [Kingman, AZ](https://azhomesbypayment.com/kingman-az/): median home value $267,700, median owner costs with a mortgage $1,308, median gross rent $1,058
- [Sierra Vista, AZ](https://azhomesbypayment.com/sierra-vista-az/): median home value $254,200, median owner costs with a mortgage $1,459, median gross rent $1,150
- [Fountain Hills, AZ](https://azhomesbypayment.com/fountain-hills-az/): median home value $622,900, median owner costs with a mortgage $2,146, median gross rent $1,890
- [Cave Creek, AZ](https://azhomesbypayment.com/cave-creek-az/): median home value $906,100, median owner costs with a mortgage $2,625, median gross rent $2,493
- [Anthem, AZ](https://azhomesbypayment.com/anthem-az/): median home value $569,900, median owner costs with a mortgage $2,304, median gross rent $2,548
- [Litchfield Park, AZ](https://azhomesbypayment.com/litchfield-park-az/): median home value $577,000, median owner costs with a mortgage $2,449, median gross rent $1,922
- [Apache Junction, AZ](https://azhomesbypayment.com/apache-junction-az/): median home value $211,500, median owner costs with a mortgage $1,541, median gross rent $1,146
- [Florence, AZ](https://azhomesbypayment.com/florence-az/): median home value $346,300, median owner costs with a mortgage $1,839, median gross rent $1,302
- [Payson, AZ](https://azhomesbypayment.com/payson-az/): median home value $382,400, median owner costs with a mortgage $1,680, median gross rent $1,345
- [Sedona, AZ](https://azhomesbypayment.com/sedona-az/): median home value $786,800, median owner costs with a mortgage $2,213, median gross rent $1,448
- [Cottonwood, AZ](https://azhomesbypayment.com/cottonwood-az/): median home value $324,100, median owner costs with a mortgage $1,503, median gross rent $1,120
- [Show Low, AZ](https://azhomesbypayment.com/show-low-az/): median home value $299,600, median owner costs with a mortgage $1,505, median gross rent $1,110
- [El Mirage, AZ](https://azhomesbypayment.com/el-mirage-az/): median home value $321,900, median owner costs with a mortgage $1,533, median gross rent $1,806
- [Laveen, AZ](https://azhomesbypayment.com/laveen-az/): Phoenix urban village; uses Phoenix citywide Census figures

## Monthly budget pages
Pattern: /{city}-az/homes-{budget}-per-month/ for budgets $1,500, $2,000, $2,500, $3,000, $4,000 in: Phoenix, Tucson, Mesa, Chandler, Gilbert, Scottsdale, Glendale, Tempe, Peoria, Surprise, Goodyear, Buckeye, Queen Creek, Avondale, Flagstaff. Each compares the budget with that city's Census median rent and owner costs.
- Example: [Mesa homes around $2,500 a month](https://azhomesbypayment.com/mesa-az/homes-2500-per-month/)

## Data sources
- U.S. Census Bureau QuickFacts (ACS 2020–2024 5-year estimates; population V2025; retrieved September 25, 2026): https://www.census.gov/quickfacts/
- U.S. Federal Housing Finance Agency House Price Index, All-Transactions (data through 2026 Q2, released August 25, 2026): https://www.fhfa.gov/data/hpi/datasets
- U.S. Census Bureau State-to-State Migration Flows (2024 ACS 1-year): https://www.census.gov/data/tables/time-series/demo/geographic-mobility/state-to-state-migration.html
- Arizona Industrial Development Authority, Home Plus program: https://homeplusaz.com/home-plus-dpa/

## Search and licensing
- Live home search by monthly budget: https://search.mabls.com/explore-market/FMM6ZVUM
- [Licensing and disclosures](https://azhomesbypayment.com/licensing/) · [Privacy](https://azhomesbypayment.com/privacy/) · NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2571369