Arizona buyer question
Do Eastmark homes in Mesa have CFD charges?
What Eastmark's community facilities district charges are, how they show up on the tax bill, and how to compare homes by total monthly cost.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
The short answer
Quick answer: Yes. Eastmark is in Mesa's ZIP code 85212, inside the city's Eastmark Community Facilities Districts No. 1 and No. 2. Parcels there carry two CFD lines on the Maricopa County tax bill: a flat assessment amortized over 25 years and a yearly CFD tax, on top of any HOA dues. Compare homes by total monthly cost.
Source: City of Mesa, Community Facility Districts (retrieved September 28, 2026). Last updated .
Where is Eastmark, and which district is a home in?
Eastmark is in southeast Mesa. The City of Mesa has three CFDs, Eastmark No. 1, Eastmark No. 2, and Cadence, all in ZIP code 85212. Which district a home is in depends on the parcel, and the city's property search tool shows it. For city-wide context, Mesa's Census median home value is $408,000 and median monthly owner costs with a mortgage are $1,843 (ACS 2020–2024). Those are Mesa-wide figures, not Eastmark figures.
What changes the monthly cost of an Eastmark home?
The CFD assessment
A flat per-parcel assessment, amortized over 25 years. It can be paid off in full at any time, but Mesa doesn't accept partial payoffs.
| District | Original assessment per property | Final payment due |
|---|---|---|
| Eastmark No. 1 (SAD 1–12) | $2,000 to $3,500 | July 1, 2038 to July 1, 2045 |
| Eastmark No. 2 (SAD A) | $3,500 | July 1, 2044 |
The CFD tax
A yearly rate per $100 of assessed value that covers operations and maintenance plus bond payments. Mesa lists the operations and maintenance rate at $0.30 and debt-service target rates of $2.27 for Eastmark No. 1 and $2.66 for Eastmark No. 2, adjustable every year. Maricopa County's 2024 rate list shows combined rates of 2.8100 (Eastmark CFD) and 2.6600 (Eastmark CFD #2). The CFD tax continues indefinitely and can't be paid off.
HOA dues
Dues vary by community and home. Check each listing and the HOA disclosures you receive during escrow.
Base property taxes and insurance
Regular Maricopa County property taxes and homeowners insurance also vary by home. If your property taxes are paid through a mortgage escrow account, the CFD charges are paid along with them, according to Mesa.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
What should I know about buying or selling in a CFD?
- The lien is on the property. Mesa doesn't require a payoff at sale or refinance, but a new lender or title company may.
- Mesa provides payoff quotes ([email protected]); interest through the next bond payment date and fees may apply.
- Review the parcel's detailed tax statement during your inspection period.
How does Eastmark compare with other Mesa areas?
Only by cost structure: Cadence, also in 85212, is Mesa's other CFD, with a debt-service target of $2.17 per $100 of assessed value. Homes outside a CFD don't carry these lines. That's why comparing homes by total monthly cost tells you more than comparing prices.
How do I search Eastmark-area homes by monthly budget?
- Choose the monthly budget you want to stay under.
- Look at Mesa homes in ZIP code 85212.
- Check each listing's taxes and HOA dues, which feed into its estimated payment.
Compare budgets: Mesa homes near $2,000/mo · near $2,500/mo · near $3,000/mo. More: Mesa overview · what a CFD tax is · moving to Mesa from Minnesota · nearby Gilbert and Queen Creek
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Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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Sources
- City of Mesa, Community Facility Districts (retrieved September 28, 2026; FY2025/26 resolutions listed)
- Maricopa County, 2024 Tax Rates (tax year 2024)
- U.S. Census Bureau QuickFacts: Mesa city, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- Arizona Department of Real Estate and Arizona REALTORS®, Buyer Advisory (updated January 2025)
Frequently asked questions
Is Eastmark in a CFD?
Yes. Mesa's Eastmark CFD No. 1 and No. 2 cover Eastmark areas in ZIP code 85212. Check a specific parcel with the city's property search tool.
What is the Eastmark CFD tax rate?
Mesa lists an operations and maintenance rate of $0.30 plus a debt-service target of $2.27 (No. 1) or $2.66 (No. 2) per $100 of assessed value, adjustable yearly. Maricopa County's 2024 list shows 2.81 and 2.66. Check the current tax statement.
Can I pay off the Eastmark assessment?
Yes, the Assessment Area charge can be paid off in full at any time, with no partial payoffs. The yearly CFD tax can't be paid off.
Will I have to pay off the CFD when I sell?
Mesa doesn't require it, but the buyer's lender or title company may.
How long does the Eastmark assessment last?
It's amortized over 25 years. Mesa lists final payment dates from July 1, 2038 to July 1, 2045, depending on the sub-area.
Who do I contact with Eastmark CFD questions?
The City of Mesa districts office: [email protected] or 480-644-2389, per the city's CFD page.