Arizona buyer question
Arizona neighborhood HOA and CFD tax lookup
A sourced reference for selected Valley communities, plus the county steps to verify HOA dues and CFD lines on any parcel before you buy.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
The short answer
Quick answer: HOA dues and community facilities district (CFD) taxes are parcel-specific in Arizona. This lookup summarizes publicly sourced HOA or association notes and CFD status for selected Valley communities, then shows how to verify any parcel on county tax records before you buy.
Source: Arizona Department of Real Estate, Buyer Advisory (January 2025); City of Buckeye and City of Mesa CFD pages (retrieved October 1, 2026). Last updated .
How to use this lookup
Filter the table by community or city, read the HOA/association and CFD notes, then always verify the exact parcel. Dues change, CC&Rs differ by subdivision, and CFD rates reset. This page does not quote dues averages, payments, rates, or loan terms.
| Community | City | HOA / association notes | CFD / special-district notes | More |
|---|---|---|---|---|
| Eastmark | Mesa | Planned communities with HOA dues that vary by parcel; get amounts from the listing and HOA resale disclosures (A.R.S. §33-1806). | Yes — Mesa Eastmark CFD No. 1 and No. 2 in ZIP 85212 (flat assessment amortized over 25 years plus yearly CFD tax). | Eastmark page |
| Ahwatukee | Phoenix | Several Planned Community Districts appear on the city's village map; some homes have HOA dues and some do not. Confirm per parcel. | Parcel-specific. Phoenix currently lists city CFDs such as Verdin and Park Central; do not assume an Ahwatukee home carries either. | Ahwatukee page |
| Moon Valley | Phoenix | Moon Valley Neighborhood Association is voluntary and not a mandatory HOA; some of the 29 subdivisions have their own HOAs. | Parcel-specific. Review the Maricopa County tax statement for any special-district lines. | Moon Valley page |
| Fulton Ranch | Chandler | Master homeowners association (public site lists CCMC management); some enclaves may add association layers. Dues are parcel-specific. | Do not assume. Check the parcel's Maricopa County tax statement for CFD or special-district lines. | Fulton Ranch page |
| Arcadia | Phoenix | Arcadia Camelback Mountain Neighborhood Association is a neighborhood association; HOA dues (if any) depend on the specific parcel and recorded CC&Rs. | Parcel-specific. Phoenix's published CFD list does not name Arcadia; verify Special District lines on the tax bill anyway. | Arcadia page |
| Desert Ridge | Phoenix | Desert Ridge Community Association is the master community association; many homes also belong to a sub-association with its own dues and disclosures. | Parcel-specific. Newer phases in Desert View may carry CFD overlays; older sections may not. Check the tax bill. | Desert Ridge page |
| Verrado | Buckeye | Verrado has a Community Association (and related community bodies). Assessments and any district association fees are parcel-specific — use HOA disclosures. | Yes — Verrado District 1 CFD covers the community (formed June 19, 2001). Portions also sit in Verrado Western Overlay CFD (appears as VERRADO WESTERN OVERLAY CFD). | Verrado page |
No communities match that filter. Clear the box or try another name.
How to check HOA dues on any Arizona home
- Ask whether the home is in a planned community or condominium, and request the association name.
- During escrow, review the HOA resale disclosure packet. For planned communities, Arizona law requires disclosures that include bylaws, rules, the budget, current dues, and special assessments within 10 days of acceptance or notice (A.R.S. §33-1806). Condominiums have parallel rules under A.R.S. §33-1260.
- Read the recorded CC&Rs and any sub-association documents on the title commitment (Schedule B exceptions).
- Confirm transfer fees or capital contributions separately — they can appear at closing even when monthly dues look modest.
Sources: Arizona Revised Statutes §33-1806; Arizona Department of Real Estate, Buyer Advisory (January 2025).
How to check CFD or special-district taxes on any parcel
- Find the Assessor's Parcel Number (APN) for the address on the Maricopa County Assessor site (or the assessor for the county where the home sits).
- Open the parcel on the Maricopa County Treasurer site and view the detailed tax bill / tax details.
- Look for a Special District (or Special Tax Districts) section. CFD names often appear there — for example, Mesa lists Eastmark CFD lines, and Buckeye says Verrado District 1 appears as VERRADO DIST 1 CFD.
- For new subdivisions, also read the ADRE Subdivision Disclosure Report (Public Report) and any CFD disclosure required under A.R.S. §48-708(D).
- Ask whether charges are paid through mortgage escrow with the regular tax bill.
Sources: Maricopa County Treasurer, Understanding your tax bill; City of Buckeye, Community Facilities Districts; Arizona Department of Real Estate Buyer Advisory (CFD section); A.R.S. §48-708.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
Why monthly budget beats list price here
HOA dues and CFD lines change the full housing payment. Two homes with the same price can need different monthly budgets once taxes, association dues, insurance, and mortgage insurance (when it applies) are included. A free account in the home search shows homes that fit the monthly payment you're comfortable with, each with actual property taxes, HOA dues, estimated homeowners insurance and mortgage insurance, plus a closing cost estimate and APR disclosure on every property.
Related guides
What is a CFD tax in Arizona? · Eastmark CFD charges · Verrado CFD notes · Arcadia · Desert Ridge · Calculators · Buyer questions
General information, not tax, legal, or HOA advice. Confirm every charge on the parcel's tax statement and HOA disclosures. This page does not quote a payment, rate, or loan term.
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Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
More Arizona home buyer questions · Calculators · Homes by monthly budget · All Arizona cities
Sources
- Arizona Department of Real Estate and Arizona REALTORS®, Buyer Advisory (updated January 2025)
- Arizona Revised Statutes §33-1806, planned community resale disclosures
- Arizona Revised Statutes §48-708, community facilities district disclosures (subsection D)
- City of Mesa, Community Facility Districts (retrieved September 28, 2026; FY2025/26 resolutions listed)
- City of Buckeye, Community Facilities District (CFD) (retrieved October 1, 2026)
- City of Buckeye, Verrado District 1 CFD (retrieved October 1, 2026)
- City of Buckeye, Verrado Western Overlay CFD (retrieved October 1, 2026)
- City of Phoenix, Community Facilities Districts (retrieved October 1, 2026)
- Maricopa County Treasurer, Understanding your tax bill (retrieved October 1, 2026)
- Maricopa County Assessor's Office (retrieved October 1, 2026)
- Desert Ridge Community Association / Desert Ridge Lifestyles, Board FAQs (retrieved October 1, 2026)
- Arcadia Camelback Mountain Neighborhood Association, Our Mission (retrieved October 1, 2026)
- Moon Valley Neighborhood Association, About Us (retrieved September 29, 2026)
- Fulton Ranch Homeowners Association (retrieved September 29, 2026)
Frequently asked questions
Does every Arizona home have an HOA?
No. Some neighborhoods have no mandatory HOA, some have a master association only, and some have a master plus a sub-association. Check recorded documents and the resale disclosure for the specific home.
Is a CFD the same as HOA dues?
No. HOA dues go to a private association under its governing documents. CFD charges are government special-district taxes or assessments on the county property tax bill.
How do I see if a home is in a CFD?
Pull the detailed county tax statement for the parcel and look under Special District / Special Tax Districts. City CFD pages and the subdivision Public Report also help.
Can I pay off a CFD?
It depends on the district. In Mesa's Eastmark districts, the per-parcel assessment can be paid off in full but the yearly CFD tax cannot. Ask the district that levies the charge.
Why don't you list average HOA dues?
Dues vary by community, building type, and year. Publishing a made-up average would mislead buyers. Use the listing and the HOA disclosure packet for the home you are considering.
Does the home search include HOA and taxes?
Yes. Estimated payments use each home's actual property taxes and HOA dues when it has an HOA, plus estimated insurance and mortgage insurance when it applies. Figures are estimates for comparing homes, not a loan offer.