AZ Homes by Payment

What an Arizona home costs to own, beyond the price

Two homes at the same price can cost very different amounts each month. These guides cover the lines that change it: property tax, HOA dues, CFD taxes, and your electric utility.

Two ways to start

  • Search homes by payment

    Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.

    Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.

  • Get pre-qualified (Apply now) (opens in a new tab)

    Get pre-qualified with Pam Messina at Rebel Rate Mortgage. Once you're pre-qualified, Pam can update the maximum monthly payment and total funds to close in your home search, so the homes you see match what you qualify for. If you'd like, she can also give you a free, no-obligation introduction to a real estate professional so you can start touring homes.

    Opens Rebel Rate Mortgage's secure online application (my1003app.com) in a new tab. Pre-qualification isn't a loan approval or a commitment to lend; approval depends on underwriting, verification of your information, and the property.

    Applications are handled by Pam Messina, NMLS #245626, Rebel Rate Mortgage, Inc. (NMLS #2571369).

Guides in this section

Three steps from browsing to touring

  1. See the costs here, no signup. Every guide on this site is open, with no forms. Read the taxes, fees, and rules first.
  2. Search by payment, privately, on MABLS. Pick the monthly payment you're comfortable with. Each home shows its own property taxes, HOA dues, and insurance, so two homes at the same price can show different payments. It's a free account, and we never sell your information.
    Search Arizona homes by payment

    Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote.

  3. Make it exact with Pam. Get pre-qualified with Pam Messina. Once you're pre-qualified, Pam can update the maximum monthly payment and total funds to close in your MABLS search, so results match what you actually qualify for. If you'd like, she can also give you a free, no-obligation introduction to a real estate professional so you can start touring homes.
    Get pre-qualified with Pam (opens in a new tab)

    Applications are handled by Pam Messina, NMLS #245626, Rebel Rate Mortgage, Inc. (NMLS #2571369).

    Opens Rebel Rate Mortgage's secure online application (my1003app.com) in a new tab. Pre-qualification isn't a loan approval or a commitment to lend; approval depends on underwriting, verification of your information, and the property.

    Prefer to talk it through? Pam Messina, NMLS #245626

    Call office 602-740-9664Call Pam 602-460-4879Text PamEmail Pam

We never sell your information · Only Rebel Rate Mortgage contacts you about a loan · We connect you with an agent only if you ask · Privacy policy

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