Arizona homes by monthly budget
Choose a monthly budget, then a city. Each page compares that budget with the city's Census rent and owner-cost medians and links to homes with an estimated payment on every listing.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
How do I search Arizona homes by monthly budget?
Quick answer: Pick a monthly budget, then a city. Each budget page compares it with local Census medians: across these 15 cities, median gross rent runs from $1,145 (Tucson) to $2,210 (Queen Creek) and median monthly owner costs with a mortgage from $1,482 (Tucson) to $2,577 (Scottsdale) (U.S. Census Bureau, ACS 2020–2024).
Source: U.S. Census Bureau, QuickFacts (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
$1,500 monthly budget
- Phoenix homes near $1,500/mo
- Tucson homes near $1,500/mo
- Mesa homes near $1,500/mo
- Chandler homes near $1,500/mo
- Gilbert homes near $1,500/mo
- Scottsdale homes near $1,500/mo
- Glendale homes near $1,500/mo
- Tempe homes near $1,500/mo
- Peoria homes near $1,500/mo
- Surprise homes near $1,500/mo
- Goodyear homes near $1,500/mo
- Buckeye homes near $1,500/mo
- Queen Creek homes near $1,500/mo
- Avondale homes near $1,500/mo
- Flagstaff homes near $1,500/mo
$2,000 monthly budget
- Phoenix homes near $2,000/mo
- Tucson homes near $2,000/mo
- Mesa homes near $2,000/mo
- Chandler homes near $2,000/mo
- Gilbert homes near $2,000/mo
- Scottsdale homes near $2,000/mo
- Glendale homes near $2,000/mo
- Tempe homes near $2,000/mo
- Peoria homes near $2,000/mo
- Surprise homes near $2,000/mo
- Goodyear homes near $2,000/mo
- Buckeye homes near $2,000/mo
- Queen Creek homes near $2,000/mo
- Avondale homes near $2,000/mo
- Flagstaff homes near $2,000/mo
$2,500 monthly budget
- Phoenix homes near $2,500/mo
- Tucson homes near $2,500/mo
- Mesa homes near $2,500/mo
- Chandler homes near $2,500/mo
- Gilbert homes near $2,500/mo
- Scottsdale homes near $2,500/mo
- Glendale homes near $2,500/mo
- Tempe homes near $2,500/mo
- Peoria homes near $2,500/mo
- Surprise homes near $2,500/mo
- Goodyear homes near $2,500/mo
- Buckeye homes near $2,500/mo
- Queen Creek homes near $2,500/mo
- Avondale homes near $2,500/mo
- Flagstaff homes near $2,500/mo
$3,000 monthly budget
- Phoenix homes near $3,000/mo
- Tucson homes near $3,000/mo
- Mesa homes near $3,000/mo
- Chandler homes near $3,000/mo
- Gilbert homes near $3,000/mo
- Scottsdale homes near $3,000/mo
- Glendale homes near $3,000/mo
- Tempe homes near $3,000/mo
- Peoria homes near $3,000/mo
- Surprise homes near $3,000/mo
- Goodyear homes near $3,000/mo
- Buckeye homes near $3,000/mo
- Queen Creek homes near $3,000/mo
- Avondale homes near $3,000/mo
- Flagstaff homes near $3,000/mo
$4,000 monthly budget
- Phoenix homes near $4,000/mo
- Tucson homes near $4,000/mo
- Mesa homes near $4,000/mo
- Chandler homes near $4,000/mo
- Gilbert homes near $4,000/mo
- Scottsdale homes near $4,000/mo
- Glendale homes near $4,000/mo
- Tempe homes near $4,000/mo
- Peoria homes near $4,000/mo
- Surprise homes near $4,000/mo
- Goodyear homes near $4,000/mo
- Buckeye homes near $4,000/mo
- Queen Creek homes near $4,000/mo
- Avondale homes near $4,000/mo
- Flagstaff homes near $4,000/mo
Local medians to compare your budget against
| City | Median gross rent | Median owner costs (with mortgage) | Median home value |
|---|---|---|---|
| Phoenix | $1,582 | $1,847 | $420,700 |
| Tucson | $1,145 | $1,482 | $266,200 |
| Mesa | $1,620 | $1,843 | $408,000 |
| Chandler | $1,902 | $2,044 | $507,800 |
| Gilbert | $2,110 | $2,174 | $575,100 |
| Scottsdale | $2,013 | $2,577 | $789,800 |
| Glendale | $1,528 | $1,705 | $387,500 |
| Tempe | $1,743 | $1,828 | $455,400 |
| Peoria | $1,843 | $1,958 | $463,600 |
| Surprise | $2,033 | $1,860 | $435,100 |
| Goodyear | $1,956 | $2,067 | $471,300 |
| Buckeye | $1,963 | $1,887 | $419,800 |
| Queen Creek | $2,210 | $2,389 | $635,400 |
| Avondale | $1,832 | $1,790 | $394,600 |
| Flagstaff | $1,645 | $1,999 | $552,900 |
Source: U.S. Census Bureau, QuickFacts (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Owner-cost medians include people who bought years ago, so they aren't what a purchase today would cost.
What goes into a monthly payment
A monthly housing payment usually includes principal and interest plus property taxes and homeowners insurance, and can include mortgage insurance and HOA dues. The home search estimates these for each listing so you can compare homes by payment rather than by price alone.
Run your own numbers
- Compare renting vs. owning in Arizona with your own rent, home price, and timeline
- Estimate what waiting to buy could cost using your own assumptions
- See how Arizona home prices have changed (FHFA House Price Index, 1 to 20 years)
Looking for a smaller town? See all 40 Arizona cities and communities.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
Sources
- U.S. Census Bureau QuickFacts (ACS 2020–2024 5-year estimates; retrieved September 25, 2026)
Frequently asked questions
Why search for a home by monthly budget instead of price?
Most people feel a home's cost month to month. Two homes with the same price can have very different monthly costs once property taxes, insurance, and HOA dues are included, so starting from a monthly budget can make comparisons easier.
What's included in a monthly housing budget?
Usually principal and interest, property taxes, and homeowners insurance, and sometimes mortgage insurance and HOA dues. Utilities and maintenance are extra, so leave room for them.
Are the budget pages a loan offer?
No. The budget amounts are examples for searching homes. They aren't loan offers, rate quotes, or commitments to lend, and what you qualify for depends on your full application.