Homes for sale in Surprise, AZ: what the public data shows
A data-first look at Surprise: median value, property taxes, size and price trend, each tied to a public source.
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What does a home cost in Surprise, AZ, and what do owners pay in taxes?
Quick answer: In Surprise, the Census median value of owner-occupied homes is $435,100, and homeowners paid a median $1,842 a year in real estate taxes (ACS 2020–2024). Those are area-wide medians, not listing prices. Compare current homes by estimated monthly payment, which counts each home's own taxes, HOA dues and insurance.
Source: U.S. Census Bureau, QuickFacts: Surprise city, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
Home values in Surprise compared with the rest of Arizona
With a Census median home value of $435,100, Surprise lands 17th of 39 places, close to the middle of the list and 10.3% above the Arizona median of $394,500. Median monthly owner costs for homeowners with a mortgage are $1,860, 17th of 39 on that measure. Both medians include owners who bought years ago, so treat them as reference points.
Closest in median value: Phoenix ($420,700) and Buckeye ($419,800). Here is Surprise next to its West Valley neighbors on this site:
| Place | Median home value | Median taxes paid a year | Taxes as % of value | Single-family detached share | Median year built |
|---|---|---|---|---|---|
| Surprise | $435,100 | $1,842 | 0.42% | 86% | 2005 |
| Litchfield Park | $577,000 | $2,308 | 0.40% | 74% | 2003 |
| Goodyear | $471,300 | $2,551 | 0.54% | 84% | 2007 |
| Peoria | $463,600 | $2,160 | 0.47% | 74% | 1999 |
| Buckeye | $419,800 | $2,081 | 0.50% | 93% | 2011 |
Source: U.S. Census Bureau, ACS 2020–2024 5-year estimates (B25077, B25103, B25024, B25035), retrieved September 25 and October 10, 2026. Area-wide medians, not quotes.
What the housing stock in Surprise looks like
Of Surprise's 62,098 housing units, 86% are single-family detached and 2% attached. The stock is young: the median home was built in 2005, and 75% of units date from 2000 or later. That is 8th newest of 39 places.
About 5% of units (3,190) are held for seasonal, recreational or occasional use.
Property tax in Surprise
The Census Bureau's ACS 2020–2024 puts median real estate taxes paid in Surprise at $1,842 a year, about $154 a month. Surprise's median is $37 below the statewide median of $1,879. Surprise is 22nd of 39 places for dollars paid and 24th for taxes as a share of home value. Against the Surprise median home value, $1,842 is about 0.42% a year.
Maricopa County's 2026 table lists 4 residential tax areas for Surprise, with total rates from 5.68 to 7.10 per $100 of assessed value, or about $568 to $710 a year per $100,000 of limited property value. The spread between areas is 1.42 per $100.
The size of Surprise
Surprise is an incorporated city. The Census Bureau's 2025 estimate of 175,304 people is 22.5% above the 2020 Census count of 143,148, which ranks 7th of 37 places for population growth. Its 110.5 square miles of land (Census 2024 Gazetteer) works out to about 1,586 people per square mile, 14th of 39 places for density and a mix of developed and open land.
On the map: A Northwest Valley city along Grand Avenue (US 60) and Loop 303. Surprise Stadium hosts spring training, and the White Tank Mountains are visible to the southwest.
How home prices have moved around Surprise
FHFA's House Price Index for the Phoenix-Mesa-Chandler metro rose 0.8% over the past year, changed +35.8% over five years and +119.6% over ten years, through 2026 Q2. Statewide, Arizona's index changed +36.3% over five years. The index tracks repeat sales across the whole area, not Surprise alone, and past changes don't predict future ones.
Before you tour Surprise homes
- Check the tax area on each Surprise home you like. With 4 residential tax areas in the county table, two homes at the same price can have different annual tax bills.
- Ask for the association's dues and any special district fee or community tax line, which shows up as an added tax line on the bill.
- Price a home by its estimated monthly payment, not only its list price, so taxes, dues and insurance sit in the same number.
Next steps for Surprise
Read the Surprise city overview, see what a monthly payment buys in Surprise, or compare homes by monthly budget:
- $1,500/mo in Surprise
- $2,000/mo in Surprise
- $2,500/mo in Surprise
- $3,000/mo in Surprise
- $4,000/mo in Surprise
Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.
See Surprise homes by the payment you want
Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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Surprise overview · What a monthly payment buys in Surprise · Homes by monthly budget · Property tax by city
Sources
- U.S. Census Bureau QuickFacts: Surprise city, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates: B25077 (median home value), B25103 (median real estate taxes paid), B25088 (median owner costs with a mortgage), B08013/B08303 (mean travel time to work), B25003 (owner-occupied share), B01003 (population) (retrieved October 4, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, housing tables B25001, B25004, B25024, B25034, B25035, B25042 (via the Census Reporter API) (retrieved October 10, 2026)
- U.S. Census Bureau, 2024 Gazetteer Files, Places (Arizona): land area (retrieved October 10, 2026)
- FHFA House Price Index (All-Transactions, quarterly) (2026 Q2, released August 25, 2026; downloaded September 26, 2026)
- Maricopa County, 2026 Tax Rates (rates per $100 of assessed value by tax area, school, city, fire, and special districts) (tax year 2026; retrieved October 4, 2026)
Frequently asked questions
Where does Surprise rank for median home value among Arizona cities?
Surprise ranks 17th of the 39 places on this site with their own Census figures, at $435,100 (ACS 2020–2024). The Arizona median is $394,500, and the closest medians are Phoenix ($420,700) and Buckeye ($419,800).
How much real estate tax do Surprise homeowners pay?
The Census Bureau's median is $1,842 a year, or about $154 a month, 22nd of 39 places (ACS 2020–2024). A specific home's bill depends on its tax area and limited property value.
Is Surprise a city, a town or something else?
Surprise is a city. It is in Maricopa County.
How large is Surprise, and is it growing?
Surprise covers 110.5 square miles of land (Census 2024 Gazetteer) and had an estimated 175,304 people in 2025, +22.5% from the 2020 Census.
Have home prices gone up near Surprise?
FHFA's index for the Phoenix-Mesa-Chandler metro changed +35.8% over five years and +0.8% over one year through 2026 Q2.
What kinds of homes are there in Surprise?
Of Surprise's 62,098 housing units, 86% are single-family detached and 2% attached. The median home was built in 2005 (ACS 2020–2024).