Homes for sale in Peoria, AZ with monthly payment
Set your monthly budget and see Peoria homes with an estimated payment for each listing.
Two ways to start
- Search homes by payment
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
- Get pre-qualified (Apply now) (opens in a new tab)
Get pre-qualified with Pam Messina at Rebel Rate Mortgage. Once you're pre-qualified, Pam can update the maximum monthly payment and total funds to close in your home search, so the homes you see match what you qualify for. If you'd like, she can also give you a free, no-obligation introduction to a real estate professional so you can start touring homes.
Opens Rebel Rate Mortgage's secure online application (my1003app.com) in a new tab. Pre-qualification isn't a loan approval or a commitment to lend; approval depends on underwriting, verification of your information, and the property.
Applications are handled by Pam Messina, NMLS #245626, Rebel Rate Mortgage, Inc. (NMLS #2571369).
How much do homes cost in Peoria, AZ?
Quick answer: In Peoria, the median value of owner-occupied homes is $463,600, homeowners with a mortgage pay median monthly owner costs of $1,958, and median gross rent is $1,843, according to the U.S. Census Bureau (ACS 2020–2024). These are area-wide medians, not listing prices, so compare current homes by monthly budget.
Source: U.S. Census Bureau, QuickFacts: Peoria city, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
About Peoria
A West Valley city stretching north toward Lake Pleasant Regional Park. It's served by Loop 101 and Loop 303, and the Peoria Sports Complex hosts spring training.
County: Maricopa.
Peoria housing costs at a glance
| Population | 200,881 |
|---|---|
| Median value of owner-occupied homes | $463,600 |
| Median monthly owner costs (with a mortgage) | $1,958 |
| Median gross rent | $1,843 |
| Owner-occupied housing rate | 76.0% |
| Mean travel time to work | 28.2 minutes |
Source: U.S. Census Bureau, QuickFacts: Peoria city, Arizona (population estimate V2025; housing figures from the ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Figures are area-wide medians, not quotes.
Search Peoria homes by monthly budget
See how each monthly budget compares with Peoria's Census rent and owner-cost medians:
More on buying in Peoria
- Homes for sale in Peoria, AZ: prices, taxes and costs from public data
- What a monthly payment buys in Peoria, AZ
Loan options in Peoria
- FHA: The 2026 FHA limit for a one-unit home in Maricopa County is $557,750 (HUD). Peoria's Census median home value ($463,600) is $94,150 below that limit. FHA requirements.
- Conventional: The 2026 conforming limit is $832,750 in every Arizona county (FHFA), $369,150 above Peoria's Census median home value ($463,600). Conventional loans above the limit are jumbo loans.
- VA: With full entitlement there's no VA loan limit; with partial entitlement VA uses $832,750. Luke Air Force Base, in the West Valley is the closest major installation. VA eligibility and entitlement.
- USDA: eligibility goes address by address on USDA's map, plus household income limits. How to check an address.
- Self-employed: bank statement loans and other Non-QM options can document income without relying only on tax returns.
- Already own in Peoria? The FHFA House Price Index for the Phoenix-Mesa-Chandler metro changed +35.8% over five years (through 2026 Q2). Equity matters for a refinance or HELOC.
Maricopa County loan limits · all 15 counties. Pam Messina (NMLS #245626) can talk through which loan types could fit a Peoria purchase.
Sources: HUD FHA Mortgage Limits (CY2026); FHFA 2026 conforming loan limits; VA.gov entitlement and limits; FHFA HPI (released August 25, 2026); Census median value (ACS 2020–2024 5-year estimates). Retrieved October 1, 2026. Not a loan offer.
Why search by monthly budget in Peoria?
A monthly housing payment usually includes principal and interest plus property taxes and homeowners insurance, and can include mortgage insurance and HOA dues. The MABLS search estimates these for each listing so you can compare homes by payment rather than by price alone.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
Prefer to talk it through? Pam Messina, NMLS #245626
Call office 602-740-9664Call Pam 602-460-4879Text PamEmail Pam
Run your own numbers
- Compare renting vs. owning in Arizona with your own rent, home price, and timeline
- Estimate what waiting to buy could cost using your own assumptions
- See how Phoenix-area home prices have changed (FHFA House Price Index, 1 to 20 years)
What clients say about Rebel Rate Mortgage
Review mentions Pam Messina, NMLS #245626
I would recommend Pam and her team to anyone I know (even people I don't know!) She was so patient and helpful through all the obstacles and hoops we had to jump through for my refi & her team made it much more bearable. …
Amanda M. · Google review
Great Mortgage Brokers. Very personalized service and attention to detail. Thank you!
Susana D. · Google review
Review mentions Pam Messina, NMLS #245626
Great experience with Pam Messina at Rebel Rate. She was extremely helpful throughout the process of my home purchase and with answering any questions I had. A lot of time and effort went into making it happen.
Stefan G. · Google review
Reviews from Rebel Rate Mortgage's Google Business Profile. Individual results vary. Read all 37 reviews on this site.
Local questions in Peoria
Nearby places
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Sources
- U.S. Census Bureau QuickFacts: Peoria city, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- HUD, FHA Mortgage Limits lookup (Arizona, FHA Forward and Fannie/Freddie, CY2026) (limits effective January 1, 2026; retrieved October 1, 2026)
- FHFA, Conforming Loan Limit Values for 2026 (news release, November 25, 2025) (retrieved October 1, 2026)
- VA.gov, VA home loan entitlement and limits (last updated August 12, 2025; retrieved October 1, 2026)
- U.S. Federal Housing Finance Agency, FHFA House Price Index datasets (All-Transactions Index, data through 2026 Q2, released August 25, 2026; downloaded September 26, 2026)
Frequently asked questions
What is the median home value in Peoria?
The Census Bureau's median value of owner-occupied homes in Peoria is $463,600 (ACS 2020–2024 5-year estimates). That's an area-wide median, and actual listing prices vary.
Is it cheaper to rent or own in Peoria?
Census figures show a median gross rent of $1,843 and median monthly owner costs with a mortgage of $1,958. These are medians across all households, including people who bought years ago, so they aren't a quote for a home you buy today.
How do housing costs in Peoria compare with Phoenix?
The Census median value of owner-occupied homes is $463,600 in Peoria vs. $420,700 in Phoenix, and median gross rent is $1,843 vs. $1,582 (ACS 2020–2024 5-year estimates).
How long is the average commute in Peoria?
The Census Bureau's mean travel time to work in Peoria is 28.2 minutes (ACS 2020–2024 5-year estimates).
Can I see Peoria homes that fit a specific monthly payment?
Yes. Open the search, set your monthly budget, and filter to Peoria. Each listing shows an estimated payment. Estimates aren't a loan offer.
Which county is Peoria in?
Peoria is in Maricopa County.