Homes for sale in Phoenix, AZ by monthly payment
Set your monthly budget and see Phoenix homes with an estimated payment for each listing.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
About Phoenix
Arizona's capital and largest city, spread across the Salt River Valley. Major routes include I-10, I-17, and Loop 101 and Loop 202, with Valley Metro Rail running through central Phoenix. Phoenix Sky Harbor International Airport sits just east of downtown, and the city includes 15 urban villages such as Ahwatukee Foothills, Deer Valley, and Laveen.
County: Maricopa.
Phoenix housing costs at a glance
| Population | 1,665,481 |
|---|---|
| Median value of owner-occupied homes | $420,700 |
| Median monthly owner costs (with a mortgage) | $1,847 |
| Median gross rent | $1,582 |
| Owner-occupied housing rate | 57.3% |
| Mean travel time to work | 25.6 minutes |
Source: U.S. Census Bureau, QuickFacts: Phoenix city, Arizona (population estimate V2025; housing figures from the American Community Survey 5-year estimates). Figures are area-wide medians, not quotes.
Search Phoenix homes by monthly budget
Why search by payment in Phoenix?
A monthly housing payment usually includes principal and interest plus property taxes and homeowners insurance, and can include mortgage insurance and HOA dues. The MABLS search estimates these for each listing so you can compare homes by payment rather than by price alone.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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Frequently asked questions
What is the median home value in Phoenix?
The Census Bureau's median value of owner-occupied homes in Phoenix is $420,700. That's an area-wide median, and actual listing prices vary.
How does renting compare with owning in Phoenix?
Census figures show a median gross rent of $1,582 and median monthly owner costs with a mortgage of $1,847. These are medians across all households, including people who bought years ago, so they aren't a quote for a home you buy today.
Can I see Phoenix homes that fit a specific monthly payment?
Yes. Open the search, set your monthly budget, and filter to Phoenix. Each listing shows an estimated payment. Estimates aren't a loan offer.
Which county is Phoenix in?
Phoenix is in Maricopa County.