AZ Homes by Payment

Homes for sale in Phoenix, AZ: what the public data shows

A data-first look at Phoenix: median value, property taxes, size and price trend, each tied to a public source.

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What does a home cost in Phoenix, AZ, and what do owners pay in taxes?

Quick answer: In Phoenix, the Census median value of owner-occupied homes is $420,700, and homeowners paid a median $1,850 a year in real estate taxes (ACS 2020–2024). Those are area-wide medians, not listing prices. Compare current homes by estimated monthly payment, which counts each home's own taxes, HOA dues and insurance.

Source: U.S. Census Bureau, QuickFacts: Phoenix city, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .

Home values in Phoenix compared with the rest of Arizona

With a Census median home value of $420,700, Phoenix lands 18th of 39 places, close to the middle of the list and 6.6% above the Arizona median of $394,500. Median monthly owner costs for homeowners with a mortgage are $1,847, 19th of 39 on that measure. Both medians include owners who bought years ago, so treat them as reference points.

Closest in median value: Buckeye ($419,800) and Marana ($413,800).

What the housing stock in Phoenix looks like

Of Phoenix's 653,065 housing units, 60% are single-family detached and 5% attached, and 26% are in buildings with five or more units. The stock is older: the median home was built in 1985, and 42% of units predate 1980. That is 37th newest of 39 places.

Seasonal-use units are rare here, under 3% of housing.

Property tax in Phoenix

Homeowners in Phoenix paid a median $1,850 a year in real estate taxes, about $154 a month (ACS 2020–2024). Phoenix's median is $29 below the statewide median of $1,879, and Phoenix ranks 21st of 39 places for dollars paid and 20th for taxes as a share of home value. Against the Phoenix median home value, $1,850 is about 0.44% a year.

Maricopa County's 2026 table lists 27 residential tax areas for Phoenix, with total rates from 6.14 to 15.83 per $100 of assessed value, or about $614 to $1,583 a year per $100,000 of limited property value. The spread between areas is 9.69 per $100.

The size of Phoenix

Phoenix is an incorporated city. Phoenix grew 3.6% from 1,608,139 people in the 2020 Census to a 2025 estimate of 1,665,481, 24th of 37 places for growth. Its 518.3 square miles of land (Census 2024 Gazetteer) works out to about 3,213 people per square mile, 7th of 39 places for density and a moderately dense layout.

On the map: Arizona's capital and largest city, spread across the Salt River Valley. Major routes include I-10, I-17, and Loop 101 and Loop 202, with Valley Metro Rail running through central Phoenix. Phoenix Sky Harbor International Airport sits just east of downtown, and the city includes 15 urban villages such as Ahwatukee Foothills, Deer Valley, and Laveen.

How home prices have moved around Phoenix

FHFA's House Price Index for the Phoenix-Mesa-Chandler metro rose 0.8% over the past year, changed +35.8% over five years and +119.6% over ten years, through 2026 Q2. Statewide, Arizona's index changed +36.3% over five years. The index tracks repeat sales across the whole area, not Phoenix alone, and past changes don't predict future ones.

Before you tour Phoenix homes

Next steps for Phoenix

Read the Phoenix city overview, see what a monthly payment buys in Phoenix, or compare homes by monthly budget:

Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.

See Phoenix homes by the payment you want

Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.

Search homes by payment

Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.

Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.

Prefer to talk it through? Pam Messina, NMLS #245626

Call office 602-740-9664Call Pam 602-460-4879Text PamEmail Pam

Phoenix overview · What a monthly payment buys in Phoenix · Homes by monthly budget · Property tax by city

Sources

Frequently asked questions

Where does Phoenix rank for median home value among Arizona cities?

Phoenix ranks 18th of the 39 places on this site with their own Census figures, at $420,700 (ACS 2020–2024). The Arizona median is $394,500, and the closest medians are Buckeye ($419,800) and Marana ($413,800).

How much real estate tax do Phoenix homeowners pay?

The Census Bureau's median is $1,850 a year, or about $154 a month, 21st of 39 places (ACS 2020–2024). A specific home's bill depends on its tax area and limited property value.

Is Phoenix a city, a town or something else?

Phoenix is a city. It is in Maricopa County.

How large is Phoenix, and is it growing?

Phoenix covers 518.3 square miles of land (Census 2024 Gazetteer) and had an estimated 1,665,481 people in 2025, +3.6% from the 2020 Census.

Have home prices gone up near Phoenix?

FHFA's index for the Phoenix-Mesa-Chandler metro changed +35.8% over five years and +0.8% over one year through 2026 Q2.

What kinds of homes are there in Phoenix?

Of Phoenix's 653,065 housing units, 60% are single-family detached and 5% attached, and 26% are in buildings with five or more units. The median home was built in 1985 (ACS 2020–2024).