Shop Apache Junction homes by monthly payment: what each budget covers
Apache Junction's median owner cost is $1,541 a month and median taxes about $76. Start from the payment you want and see homes whose estimate fits. MABLS shows each home's payment from its real property tax and HOA data plus an insurance estimate.
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What does a monthly payment buy in Apache Junction, AZ?
Quick answer: The Census median owner cost with a mortgage in Apache Junction is $1,541, and median taxes run about $76 a month. The median tax is 0.43% of the median home value. Compare each home's own estimate; estimates are not a loan offer.
Source: U.S. Census Bureau, QuickFacts: Apache Junction city, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
The homes behind Apache Junction's payments
Mobile and manufactured homes are 46% of Apache Junction's housing units, next to 40% single-family detached, so check the home type on each listing; the value and tax medians here blend the types. Apache Junction spans Maricopa and Pinal counties. The Maricopa side is in the 2026 table above; the Pinal side follows Pinal County's average total rate of 12.32 per $100 (FY2025-26), so confirm the county before comparing two Apache Junction homes.
Apache Junction's median owner cost of $1,541 is below both of its closest neighbors here, Casa Grande at $1,635 and Maricopa at $1,849, while median monthly taxes are $76 here, $123 in Casa Grande and $183 in Maricopa. The county's 2026 table lists one residential tax area for Apache Junction, code 042000 at 7.19 per $100, so the tax rate is the same from home to home and payment differences come from dues, insurance and price.
Same price, different payment in Apache Junction
Maricopa County's 2026 table shows one residential tax area for Apache Junction, at 7.19 per $100 of assessed value, about $2,876 a year on $400,000 of limited property value.
What each monthly budget covers in Apache Junction
Census median monthly owner cost for Apache Junction homeowners with a mortgage: $1,541, 31st-highest of 39 places (ACS 2020–2024). Only the $1,500 budget sits below the Apache Junction median; the other four ($2,000 and up) are above it. Median real estate taxes come to about $76 a month, 5% of that owner-cost median.
| Budget | Vs. $1,541 median | Tax share | Left after tax |
|---|---|---|---|
| $1,500/mo | $41 below | 5% | $1,424 |
| $2,000/mo | $459 above | 4% | $1,924 |
| $2,500/mo | $959 above | 3% | $2,424 |
| $3,000/mo | $1,459 above | 3% | $2,924 |
| $4,000/mo | $2,459 above | 2% | $3,924 |
What is left must still cover principal and interest, insurance and dues. Medians include long-time owners, so this is not a quote.
How owner costs are spread in Apache Junction
46% of Apache Junction's 6,230 owners with a mortgage pay under $1,500 a month in owner costs, and only 1% pay $3,000 or more. On value, 66% of owner-occupied homes are worth under $300,000 and only 6% reach $500,000.
| Under $1,500 | $1,500 to $1,999 | $2,000 to $2,499 | $2,500 to $2,999 | $3,000 or more |
|---|---|---|---|---|
| 46% | 39% | 9% | 5% | 1% |
Share of owners with a mortgage by monthly owner costs, Census ACS 2020–2024 (B25087, B25075).
Home sizes behind Apache Junction payments
52% of Apache Junction's 14,241 owner-occupied homes have two or fewer bedrooms, 36% have three and 12% have four or more.
Places with owner costs closest to Apache Junction's
| Place | Owner costs | Taxes a month | Vs. Apache Junction |
|---|---|---|---|
| Apache Junction | $1,541 | $76 | this page |
| El Mirage | $1,533 | $90 | below Apache Junction by $8 |
| Show Low | $1,505 | $116 | below Apache Junction by $36 |
| Cottonwood | $1,503 | $90 | below Apache Junction by $38 |
| Yuma | $1,489 | $122 | below Apache Junction by $52 |
Census ACS 2020–2024 (B25088, B25103). Monthly taxes = annual median ÷ 12.
More on Apache Junction: homes for sale and the city overview.
Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.
See Apache Junction homes by the payment you want
Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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Apache Junction overview · Homes for sale in Apache Junction · Homes by monthly budget · Property tax by city
Sources
- U.S. Census Bureau QuickFacts: Apache Junction city, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates: B25077 (median home value), B25103 (median real estate taxes paid), B25088 (median owner costs with a mortgage), B08013/B08303 (mean travel time to work), B25003 (owner-occupied share), B01003 (population) (retrieved October 4, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, housing tables B25001, B25004, B25024, B25034, B25035, B25042 (via the Census Reporter API) (retrieved October 10, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, B25087 (selected monthly owner costs, housing units with a mortgage) and B25075 (value of owner-occupied homes) (retrieved October 10, 2026)
- Maricopa County, 2026 Tax Rates (rates per $100 of assessed value by tax area, school, city, fire, and special districts) (tax year 2026; retrieved October 4, 2026)
Frequently asked questions
What is the median monthly property tax for homeowners in Apache Junction?
About $76 a month, from a Census median of $908 a year (ACS 2020–2024).
Why can two Apache Junction homes at the same price have different payments?
Each home has its own assessed value, tax area, dues and insurance estimate. The Census median tax paid in Apache Junction is $908 a year, about 0.43% of the median home value, but individual homes pay more or less.
How does Apache Junction compare with El Mirage on owner costs?
Median monthly owner costs with a mortgage are $1,541 in Apache Junction and $1,533 in El Mirage (ACS 2020–2024), a difference of $8. Median monthly taxes are $76 and $90.