Shop Show Low homes by monthly payment: what each budget covers

Show Low's median owner cost is $1,505 a month and median taxes about $116. Start from the payment you want and see homes whose estimate fits. MABLS shows each home's payment from its real property tax and HOA data plus an insurance estimate.

Two ways to start

  • Search homes by payment

    Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.

    Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.

  • Get pre-qualified (Apply now) (opens in a new tab)

    Get pre-qualified with Pam Messina at Rebel Rate Mortgage. Once you're pre-qualified, Pam can update the maximum monthly payment and total funds to close in your home search, so the homes you see match what you qualify for. If you'd like, she can also give you a free, no-obligation introduction to a real estate professional so you can start touring homes.

    Opens Rebel Rate Mortgage's secure online application (my1003app.com) in a new tab. Pre-qualification isn't a loan approval or a commitment to lend; approval depends on underwriting, verification of your information, and the property.

    Applications are handled by Pam Messina, NMLS #245626, Rebel Rate Mortgage, Inc. (NMLS #2571369).

What does a monthly payment buy in Show Low, AZ?

Quick answer: The Census median owner cost with a mortgage in Show Low is $1,505, and median taxes run about $116 a month. The median tax is 0.46% of the median home value. Compare each home's own estimate; estimates are not a loan offer.

Source: U.S. Census Bureau, QuickFacts: Show Low city, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .

The homes behind Show Low's payments

2,296 of Show Low's housing units (30%) are held for seasonal, recreational or occasional use, so not every home in town is a year-round residence. At 9.83 per $100 in FY2025-26 (6.05 primary plus 3.78 secondary), Navajo County's average total rate sits $29 a year per $100,000 of limited value below Maricopa County's 10.12. It averages all property, so it points a direction without pricing any one home.

On owner costs, Show Low ($1,505) lands between neighbors Cottonwood ($1,503) and Sedona ($2,213); on monthly taxes the three read $90, $116 and $264 in that order. Median gross rent in Show Low is $1,110, $395 below the $1,505 median owner cost with a mortgage, so a payment search starts above what the median renter pays. Show Low's boundary covers 66 square miles at about 190 people per square mile, so addresses inside the same city limits can sit in different tax areas and districts.

Same price, different payment in Show Low

The Census median real estate tax paid in Show Low is $1,391 a year, or 0.46% of the median home value, which puts it 17th-highest of 39 places on this site for tax share. Two homes at the same price can still land on either side of that median, depending on the tax area and any district lines on the parcel.

Census note: Show Low is a small place, so the margin of error is wide on its median home value (±$31,431). Treat those figures as approximate (ACS 2020–2024 margins of error, retrieved October 10, 2026).

What each monthly budget covers in Show Low

Census median monthly owner cost for Show Low homeowners with a mortgage: $1,505, 33rd-highest of 39 places (ACS 2020–2024). Only the $1,500 budget sits below the Show Low median; the other four ($2,000 and up) are above it. Median real estate taxes come to about $116 a month, 8% of that owner-cost median.

BudgetVs. $1,505 medianTax shareLeft after tax
$1,500/mo$5 below8%$1,384
$2,000/mo$495 above6%$1,884
$2,500/mo$995 above5%$2,384
$3,000/mo$1,495 above4%$2,884
$4,000/mo$2,495 above3%$3,884

What is left must still cover principal and interest, insurance and dues. Medians include long-time owners, so this is not a quote.

How owner costs are spread in Show Low

50% of Show Low's 1,386 owners with a mortgage pay under $1,500 a month in owner costs, and only 9% pay $3,000 or more. On value, 50% of owner-occupied homes are under $300,000, 27% are $300,000 to $499,999 and 23% are $500,000 or more.

Under $1,500$1,500 to $1,999$2,000 to $2,499$2,500 to $2,999$3,000 or more
50%27%14%1%9%

Share of owners with a mortgage by monthly owner costs, Census ACS 2020–2024 (B25087, B25075).

Home sizes behind Show Low payments

Three bedrooms is the most common size among Show Low's 3,343 owner-occupied homes (54%), with 18% at four or more and 27% at two or fewer.

Places with owner costs closest to Show Low's

PlaceOwner costsTaxes a monthVs. Show Low
Show Low$1,505$116this page
Cottonwood$1,503$90below Show Low by $2
Yuma$1,489$122below Show Low by $16
Tucson$1,482$149below Show Low by $23
El Mirage$1,533$90above Show Low by $28

Census ACS 2020–2024 (B25088, B25103). Monthly taxes = annual median ÷ 12.

More on Show Low: homes for sale and the city overview.

Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.

See Show Low homes by the payment you want

Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.

Search homes by payment

Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.

Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.

Prefer to talk it through? Pam Messina, NMLS #245626

Call office 602-740-9664Call Pam 602-460-4879Text PamEmail Pam

Show Low overview · Homes for sale in Show Low · Homes by monthly budget · Property tax by city

Sources

Frequently asked questions

What is the median monthly property tax for homeowners in Show Low?

About $116 a month, from a Census median of $1,391 a year (ACS 2020–2024).

Why can two Show Low homes at the same price have different payments?

Each home has its own assessed value, tax area, dues and insurance estimate. The Census median tax paid in Show Low is $1,391 a year, about 0.46% of the median home value, but individual homes pay more or less.

How does Show Low compare with Cottonwood on owner costs?

Median monthly owner costs with a mortgage are $1,505 in Show Low and $1,503 in Cottonwood (ACS 2020–2024), a difference of $2. Median monthly taxes are $116 and $90.