Shop Avondale homes by monthly payment: what each budget covers
Start from the monthly payment you want in Avondale. Median owner costs run $1,790 and median taxes about $150 a month. MABLS shows each home's payment from its real property tax and HOA data plus an insurance estimate.
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Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
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What does a monthly payment buy in Avondale, AZ?
Quick answer: The Census median owner cost with a mortgage in Avondale is $1,790, and median taxes run about $150 a month. Tax areas alone differ by $1,443 a year on $400,000 of limited value. Compare each home's own estimate; estimates are not a loan offer.
Source: U.S. Census Bureau, QuickFacts: Avondale city, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
Tax lines that move Avondale payments
Measured by how far apart its tax areas sit, Avondale ranks 5th of 14 Maricopa County cities on this site, at $361 a year per $100,000 of limited value; Phoenix is at the top of that list and Chandler at the bottom. On owner costs, Avondale ($1,790) lands between neighbors Glendale ($1,705) and Litchfield Park ($2,449); on monthly taxes the three read $134, $150 and $192 in that order.
Size skews large: 47% of Avondale's owner-occupied homes have four or more bedrooms, against 7% with two or fewer. Avondale's rank on median home value (24th-highest of 39) and on median owner cost (24th-highest) are close, so price and payment tell a similar story here. The Phoenix-Mesa-Chandler index changed +0.8% over the last year and +35.8% over five years (through 2026 Q2).
Same price, different payment in Avondale
On a home with $400,000 of limited property value (assessed at 10%), the Avondale tax areas in Maricopa County's 2026 table (8.85 to 12.46 per $100 of assessed value) come to about $3,539 to $4,982 a year, a gap of $1,443 between two homes at the same price, or about $120 a month.
| Tax area code | Total residential rate per $100 assessed | Per year, per $100,000 limited value |
|---|---|---|
| 790100 | 8.85 | $885 |
| 250100 | 9.23 | $923 |
| 440100 | 9.36 | $936 |
| 650100 | 11.50 | $1,150 |
| 170100 | 11.86 | $1,186 |
| 920100 | 12.46 | $1,246 |
Source: Maricopa County, 2026 Tax Rates; each row is one Avondale tax area, residential primary plus secondary rate.
What each monthly budget covers in Avondale
Census median monthly owner cost for Avondale homeowners with a mortgage: $1,790, 24th-highest of 39 places (ACS 2020–2024). Only the $1,500 budget sits below the Avondale median; the other four ($2,000 and up) are above it. Median real estate taxes come to about $150 a month, 8% of that owner-cost median.
| Budget | Vs. $1,790 median | Tax share | Left after tax |
|---|---|---|---|
| $1,500/mo | $290 below | 10% | $1,350 |
| $2,000/mo | $210 above | 7% | $1,850 |
| $2,500/mo | $710 above | 6% | $2,350 |
| $3,000/mo | $1,210 above | 5% | $2,850 |
| $4,000/mo | $2,210 above | 4% | $3,850 |
What is left must still cover principal and interest, insurance and dues. Medians include long-time owners, so this is not a quote.
How owner costs are spread in Avondale
The most common owner-cost band in Avondale is $1,500 to $1,999, at 36% of 13,696 mortgage holders; 27% pay less and 36% pay $2,000 or more. On value, 64% of owner-occupied homes sit between $300,000 and $499,999, with 22% below that range and 14% above.
| Under $1,500 | $1,500 to $1,999 | $2,000 to $2,499 | $2,500 to $2,999 | $3,000 or more |
|---|---|---|---|---|
| 27% | 36% | 22% | 9% | 5% |
Share of owners with a mortgage by monthly owner costs, Census ACS 2020–2024 (B25087, B25075).
Home sizes behind Avondale payments
47% of Avondale's 18,499 owner-occupied homes have four or more bedrooms, 45% have three and 7% have two or fewer. The median home dates to 2002.
Places with owner costs closest to Avondale's
| Place | Owner costs | Taxes a month | Vs. Avondale |
|---|---|---|---|
| Avondale | $1,790 | $150 | this page |
| San Tan Valley | $1,794 | $133 | above Avondale by $4 |
| Sahuarita | $1,762 | $223 | below Avondale by $28 |
| Tempe | $1,828 | $181 | above Avondale by $38 |
| Florence | $1,839 | $185 | above Avondale by $49 |
Census ACS 2020–2024 (B25088, B25103). Monthly taxes = annual median ÷ 12.
More on Avondale: homes for sale and the city overview.
Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.
See Avondale homes by the payment you want
Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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Avondale overview · Homes for sale in Avondale · Homes by monthly budget · Property tax by city
Sources
- U.S. Census Bureau QuickFacts: Avondale city, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates: B25077 (median home value), B25103 (median real estate taxes paid), B25088 (median owner costs with a mortgage), B08013/B08303 (mean travel time to work), B25003 (owner-occupied share), B01003 (population) (retrieved October 4, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, housing tables B25001, B25004, B25024, B25034, B25035, B25042 (via the Census Reporter API) (retrieved October 10, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, B25087 (selected monthly owner costs, housing units with a mortgage) and B25075 (value of owner-occupied homes) (retrieved October 10, 2026)
- Maricopa County, 2026 Tax Rates (rates per $100 of assessed value by tax area, school, city, fire, and special districts) (tax year 2026; retrieved October 4, 2026)
Frequently asked questions
What is the median monthly property tax for homeowners in Avondale?
About $150 a month, from a Census median of $1,799 a year (ACS 2020–2024).
Why can two Avondale homes at the same price have different payments?
Tax areas and dues differ. Maricopa County's 2026 table lists 6 residential areas for Avondale (8.85 to 12.46 per $100 of assessed value), a gap of $1,443 a year on $400,000 of limited value.
How does Avondale compare with San Tan Valley on owner costs?
Median monthly owner costs with a mortgage are $1,790 in Avondale and $1,794 in San Tan Valley (ACS 2020–2024), a difference of $4. Median monthly taxes are $150 and $133.