Shop San Tan Valley homes by monthly payment: what each budget covers
San Tan Valley's median owner cost is $1,794 a month and median taxes about $133. Start from the payment you want and see homes whose estimate fits. MABLS shows each home's payment from its real property tax and HOA data plus an insurance estimate.
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What does a monthly payment buy in San Tan Valley, AZ?
Quick answer: The Census median owner cost with a mortgage in San Tan Valley is $1,794, and median taxes run about $133 a month. There is no city tax line, so county and district lines set the tax. Compare each home's own estimate; estimates are not a loan offer.
Source: U.S. Census Bureau, QuickFacts: San Tan Valley CDP, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
The homes behind San Tan Valley's payments
Housing here is young: the median home was built in 2007 and 92% of units are from 2000 or later, against 2% from before 1980. San Tan Valley is unincorporated, so there is no city tax line; its taxes come from Pinal County and the special districts on each parcel. Pinal County's average total rate was 12.32 per $100 in FY2025-26, $220 a year per $100,000 of limited value above Maricopa County's average.
On owner costs, San Tan Valley ($1,794) lands between neighbors Apache Junction ($1,541) and Maricopa ($1,849); on monthly taxes the three read $76, $133 and $183 in that order. Size skews large: 55% of San Tan Valley's owner-occupied homes have four or more bedrooms, against 6% with two or fewer. Renting costs more than owning with a mortgage here: median gross rent is $2,085 against $1,794 in owner costs, a $291 monthly gap.
Same price, different payment in San Tan Valley
Taxes weigh lightly on San Tan Valley owners: the Census median real estate tax paid is $1,601 a year, 0.39% of the median home value, 31st-highest of 39 places on this site for tax share. Two homes at the same price can still land on either side of that median, depending on the tax area and any district lines on the parcel.
What each monthly budget covers in San Tan Valley
Census median monthly owner cost for San Tan Valley homeowners with a mortgage: $1,794, 23rd-highest of 39 places (ACS 2020–2024). Only the $1,500 budget sits below the San Tan Valley median; the other four ($2,000 and up) are above it. Median real estate taxes come to about $133 a month, 7% of that owner-cost median.
| Budget | Vs. $1,794 median | Tax share | Left after tax |
|---|---|---|---|
| $1,500/mo | $294 below | 9% | $1,367 |
| $2,000/mo | $206 above | 7% | $1,867 |
| $2,500/mo | $706 above | 5% | $2,367 |
| $3,000/mo | $1,206 above | 4% | $2,867 |
| $4,000/mo | $2,206 above | 3% | $3,867 |
What is left must still cover principal and interest, insurance and dues. Medians include long-time owners, so this is not a quote.
How owner costs are spread in San Tan Valley
The most common owner-cost band in San Tan Valley is $1,500 to $1,999, at 33% of 21,985 mortgage holders; 30% pay less and 37% pay $2,000 or more. On value, 61% of owner-occupied homes sit between $300,000 and $499,999, with 17% below that range and 21% above.
| Under $1,500 | $1,500 to $1,999 | $2,000 to $2,499 | $2,500 to $2,999 | $3,000 or more |
|---|---|---|---|---|
| 30% | 33% | 18% | 8% | 10% |
Share of owners with a mortgage by monthly owner costs, Census ACS 2020–2024 (B25087, B25075).
Home sizes behind San Tan Valley payments
55% of San Tan Valley's 28,016 owner-occupied homes have four or more bedrooms, 39% have three and 6% have two or fewer.
Places with owner costs closest to San Tan Valley's
| Place | Owner costs | Taxes a month | Vs. San Tan Valley |
|---|---|---|---|
| San Tan Valley | $1,794 | $133 | this page |
| Avondale | $1,790 | $150 | below San Tan Valley by $4 |
| Sahuarita | $1,762 | $223 | below San Tan Valley by $32 |
| Tempe | $1,828 | $181 | above San Tan Valley by $34 |
| Florence | $1,839 | $185 | above San Tan Valley by $45 |
Census ACS 2020–2024 (B25088, B25103). Monthly taxes = annual median ÷ 12.
More on San Tan Valley: homes for sale and the city overview.
Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.
See San Tan Valley homes by the payment you want
Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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San Tan Valley overview · Homes for sale in San Tan Valley · Homes by monthly budget · Property tax by city
Sources
- U.S. Census Bureau QuickFacts: San Tan Valley CDP, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates: B25077 (median home value), B25103 (median real estate taxes paid), B25088 (median owner costs with a mortgage), B08013/B08303 (mean travel time to work), B25003 (owner-occupied share), B01003 (population) (retrieved October 4, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, housing tables B25001, B25004, B25024, B25034, B25035, B25042 (via the Census Reporter API) (retrieved October 10, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, B25087 (selected monthly owner costs, housing units with a mortgage) and B25075 (value of owner-occupied homes) (retrieved October 10, 2026)
- Pinal County, FY2026-27 budget presentation (countywide average tax rates by county, citing the 2026 ADOR Final Abstract) (retrieved October 4, 2026)
Frequently asked questions
What is the median monthly property tax for homeowners in San Tan Valley?
About $133 a month, from a Census median of $1,601 a year (ACS 2020–2024).
Why can two San Tan Valley homes at the same price have different payments?
Each home has its own assessed value, tax area, dues and insurance estimate. The Census median tax paid in San Tan Valley is $1,601 a year, about 0.39% of the median home value, but individual homes pay more or less.
How does San Tan Valley compare with Avondale on owner costs?
Median monthly owner costs with a mortgage are $1,794 in San Tan Valley and $1,790 in Avondale (ACS 2020–2024), a difference of $4. Median monthly taxes are $133 and $150.