Arizona buyer question
What's the monthly cost of a home in Moon Valley, Phoenix?
Where Moon Valley sits in North Phoenix, how HOA and association fees work there, and how to compare homes by total monthly cost.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
The short answer
Quick answer: Moon Valley is a North Phoenix neighborhood of about 29 subdivisions, generally bounded by Thunderbird Road, 7th Street, and Coral Gables Drive. The Moon Valley Neighborhood Association is voluntary and is not a mandatory HOA, though some subdivisions have their own HOAs. Compare homes by total monthly cost, not list price alone.
Source: Moon Valley Neighborhood Association, About Us and History (retrieved September 29, 2026). Last updated .
Where is Moon Valley?
Moon Valley sits in northern Phoenix, next to the Phoenix Mountains Preserve system (Lookout Mountain Preserve and North Mountain / Shaw Butte areas). The Moon Valley Neighborhood Association describes its service area as north of Thunderbird Road, west of 7th Street, and east and south of Coral Gables Drive, covering 29 subdivisions first mapped in the early 1960s.
Land-use questions for this part of Phoenix go through the City of Phoenix's village planning system. The North Mountain Village Planning Committee advises the city on planning and zoning for neighborhoods in this corridor; it generally meets the third Wednesday of the month at 6 p.m. at the Sunnyslope Community Center (confirm on the city's meeting notices).
What affects the monthly cost of a Moon Valley home?
HOA dues vs. the neighborhood association
This is the detail buyers often miss. The Moon Valley Neighborhood Association (MVNA) states that it is not a homeowners association under Arizona statute: membership is voluntary, and it does not enforce CC&Rs, levy fines, or charge mandatory dues. Some of the 29 subdivisions (for example Hillcrest and Moon Valley Cluster Homes / Valle Luna, per the MVNA history page) do have active HOAs with required fees. Never assume a listing has or lacks an HOA — check the preliminary title report, recorded CC&Rs, and the seller's HOA disclosure packet. Arizona law requires planned-community resale disclosures, including dues and special assessments, within 10 days of acceptance or notice (A.R.S. §33-1806).
Property taxes and special districts
Moon Valley homes are City of Phoenix and Maricopa County property. Review each parcel's detailed tax statement for any special-district lines. If taxes are paid through a mortgage escrow, those lines are usually collected with the regular bill.
Insurance and upkeep
Homeowners insurance varies by the home. Older subdivisions from the 1960s can mean different roof, HVAC, and system ages than newer Phoenix villages, so ask for recent utility and repair history during the inspection period.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
What do Census figures show?
The Census Bureau does not publish separate QuickFacts for Moon Valley, so these are City of Phoenix figures for context: median home value $420,700, median monthly owner costs with a mortgage $1,847, and median gross rent $1,582 (ACS 2020–2024). Moon Valley listings vary, so compare homes by estimated monthly payment rather than by citywide medians.
How do I search Moon Valley homes by monthly budget?
- Choose the monthly budget you want to stay under.
- Look at Phoenix homes in the Moon Valley / North Mountain area (near Thunderbird Road and 7th Street).
- Compare each home's estimated payment, which includes its taxes and HOA dues when it has an HOA.
Compare budgets: Phoenix homes near $2,500/mo · near $3,000/mo · near $4,000/mo. Nearby: Phoenix overview · Ahwatukee · Glendale · Peoria · buyer questions
This page describes geography and cost structure. It does not quote a payment, rate, or loan term for Moon Valley homes.
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Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens a third-party home search site. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
More Arizona home buyer questions · Calculators · Homes by monthly budget · All Arizona cities
Sources
- Moon Valley Neighborhood Association, About Us (retrieved September 29, 2026)
- Moon Valley Neighborhood Association, History (retrieved September 29, 2026)
- Moon Valley Neighborhood Association, CC&Rs (retrieved September 29, 2026)
- City of Phoenix, North Mountain Village Planning Committee (retrieved September 29, 2026)
- City of Phoenix, Village Planning Committees
- Arizona Revised Statutes §33-1806, planned community resale disclosures
- U.S. Census Bureau QuickFacts: Phoenix city, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
Frequently asked questions
Is Moon Valley its own city?
No. It is a neighborhood within the City of Phoenix, in Maricopa County.
Does Moon Valley have an HOA?
The Moon Valley Neighborhood Association is voluntary and is not a mandatory HOA. Some of the 29 subdivisions inside Moon Valley do have their own HOAs with required fees. Check each listing and the HOA disclosures during escrow.
Where are Moon Valley's boundaries?
The MVNA describes the area as north of Thunderbird Road, west of 7th Street, and east and south of Coral Gables Drive.
When were Moon Valley subdivisions built?
According to the MVNA history page, Moon Valley I and II were mapped in 1960, with Moon Valley III remapped in 1967.
What Phoenix village covers Moon Valley?
Planning for this corridor runs through the City of Phoenix village system; the North Mountain Village Planning Committee advises on land use in the North Mountain area.
Are there Census figures just for Moon Valley?
Not in QuickFacts. This page uses City of Phoenix figures for context and recommends comparing current listings by monthly budget.