Shop Fountain Hills homes by monthly payment: what each budget covers
Fountain Hills's median owner cost is $2,146 a month and median taxes about $202. Start from the payment you want and see homes whose estimate fits. MABLS shows each home's payment from its real property tax and HOA data plus an insurance estimate.
Two ways to start
- Search homes by payment
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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What does a monthly payment buy in Fountain Hills, AZ?
Quick answer: The Census median owner cost with a mortgage in Fountain Hills is $2,146, and median taxes run about $202 a month. The median tax is 0.39% of the median home value. Compare each home's own estimate; estimates are not a loan offer.
Source: U.S. Census Bureau, QuickFacts: Fountain Hills town, Arizona (ACS 2020–2024 5-year estimates; retrieved September 25, 2026). Last updated .
The homes behind Fountain Hills's payments
1,565 of Fountain Hills's housing units (12%) are held for seasonal, recreational or occasional use, so not every home in town is a year-round residence. On owner costs, Fountain Hills ($2,146) lands between neighbors Tempe ($1,828) and Scottsdale ($2,577); on monthly taxes the three read $181, $202 and $246 in that order.
The county's 2026 table lists one residential tax area for Fountain Hills, code 982400 at 4.18 per $100, so the tax rate is the same from home to home and payment differences come from dues, insurance and price. Median gross rent in Fountain Hills is $1,890, $256 below the $2,146 median owner cost with a mortgage, so a payment search starts above what the median renter pays. Fountain Hills's rank on median home value (5th-highest of 39) and on median owner cost (9th-highest) are close, so price and payment tell a similar story here.
Same price, different payment in Fountain Hills
Maricopa County's 2026 table shows one residential tax area for Fountain Hills, at 4.18 per $100 of assessed value, about $1,672 a year on $400,000 of limited property value.
What each monthly budget covers in Fountain Hills
Census median monthly owner cost for Fountain Hills homeowners with a mortgage: $2,146, 9th-highest of 39 places (ACS 2020–2024). The Fountain Hills median sits between the $2,000 and $2,500 budgets, with 2 budgets below it and 3 above. Median real estate taxes come to about $202 a month, 9% of that owner-cost median.
| Budget | Vs. $2,146 median | Tax share | Left after tax |
|---|---|---|---|
| $1,500/mo | $646 below | 13% | $1,298 |
| $2,000/mo | $146 below | 10% | $1,798 |
| $2,500/mo | $354 above | 8% | $2,298 |
| $3,000/mo | $854 above | 7% | $2,798 |
| $4,000/mo | $1,854 above | 5% | $3,798 |
What is left must still cover principal and interest, insurance and dues. Medians include long-time owners, so this is not a quote.
How owner costs are spread in Fountain Hills
Among Fountain Hills's 5,276 owners with a mortgage, the largest group (28%) pays under $1,500 a month, and 24% pay $3,000 or more. On value, 66% of owner-occupied homes are worth $500,000 or more, and 34% are worth $750,000 or more.
| Under $1,500 | $1,500 to $1,999 | $2,000 to $2,499 | $2,500 to $2,999 | $3,000 or more |
|---|---|---|---|---|
| 28% | 17% | 19% | 12% | 24% |
Share of owners with a mortgage by monthly owner costs, Census ACS 2020–2024 (B25087, B25075).
Home sizes behind Fountain Hills payments
Three bedrooms is the most common size among Fountain Hills's 9,307 owner-occupied homes (53%), with 24% at four or more and 24% at two or fewer.
Places with owner costs closest to Fountain Hills's
| Place | Owner costs | Taxes a month | Vs. Fountain Hills |
|---|---|---|---|
| Fountain Hills | $2,146 | $202 | this page |
| Gilbert | $2,174 | $201 | above Fountain Hills by $28 |
| Oro Valley | $2,201 | $307 | above Fountain Hills by $55 |
| Sedona | $2,213 | $264 | above Fountain Hills by $67 |
| Goodyear | $2,067 | $213 | below Fountain Hills by $79 |
Census ACS 2020–2024 (B25088, B25103). Monthly taxes = annual median ÷ 12.
More on Fountain Hills: homes for sale and the city overview.
Data as of October 10, 2026. Figures are cited to the public sources listed below. General information for Arizona home shoppers, not a loan offer, rate quote, or commitment to lend.
See Fountain Hills homes by the payment you want
Search with each home's own property taxes, HOA dues, and insurance built into the estimate. We never sell your information.
Create your free account to see all homes for sale that fit the monthly payment you're comfortable with, each with its actual property taxes, HOA dues, estimated homeowners insurance, and mortgage insurance when it applies, plus its own estimated closing costs and APR disclosure.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
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Fountain Hills overview · Homes for sale in Fountain Hills · Homes by monthly budget · Property tax by city
Sources
- U.S. Census Bureau QuickFacts: Fountain Hills town, Arizona (ACS 2020–2024 5-year estimates; population estimate V2025; retrieved September 25, 2026)
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates: B25077 (median home value), B25103 (median real estate taxes paid), B25088 (median owner costs with a mortgage), B08013/B08303 (mean travel time to work), B25003 (owner-occupied share), B01003 (population) (retrieved October 4, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, housing tables B25001, B25004, B25024, B25034, B25035, B25042 (via the Census Reporter API) (retrieved October 10, 2026)
- U.S. Census Bureau, ACS 2020–2024 5-year estimates, B25087 (selected monthly owner costs, housing units with a mortgage) and B25075 (value of owner-occupied homes) (retrieved October 10, 2026)
- Maricopa County, 2026 Tax Rates (rates per $100 of assessed value by tax area, school, city, fire, and special districts) (tax year 2026; retrieved October 4, 2026)
Frequently asked questions
What is the median monthly property tax for homeowners in Fountain Hills?
About $202 a month, from a Census median of $2,424 a year (ACS 2020–2024).
Why can two Fountain Hills homes at the same price have different payments?
Each home has its own assessed value, tax area, dues and insurance estimate. The Census median tax paid in Fountain Hills is $2,424 a year, about 0.39% of the median home value, but individual homes pay more or less.
How does Fountain Hills compare with Gilbert on owner costs?
Median monthly owner costs with a mortgage are $2,146 in Fountain Hills and $2,174 in Gilbert (ACS 2020–2024), a difference of $28. Median monthly taxes are $202 and $201.